Family vacations are fun and exciting, but they do come with their fair share of challenges and risks. As a result, UK family travel insurance has become increasingly popular and necessary in recent years. With so many options available in today’s market, choosing the best policy can be overwhelming. This article aims to provide a comprehensive comparison of the leading UK family travel insurance options for 2021.
Firstly, it’s important to understand what family travel insurance covers. Most policies typically include medical and dental expenses, trip cancellation or interruption, lost or stolen items, personal liability, and travel delay or missed connection coverage. It’s essential to carefully review the policy to ensure that it covers all the specific requirements for your family’s travel needs.
One of the top family travel insurance providers in the UK is Allianz Assistance. They offer a family protection plan for Europe and worldwide travel, which is designed to meet the specific needs of families. This plan includes unlimited emergency medical coverage, coverage for pre-existing medical conditions, and an optional add-on for sports and adventure activities. Allianz also provides a 24-hour emergency assistance hotline, making it easy for families to receive immediate help when needed.
Another excellent option for UK family travel insurance is Holiday Extras. Their family travel insurance policy covers up to 10 people, making it ideal for larger families. The policy includes coverage for medical expenses, baggage loss, and trip cancellation or delay. Holiday Extras also offers a “cancel for any reason” policy add-on, which allows families to cancel their trip for any reason up to 48 hours before departure.
Finally, Direct Line offers single-trip and annual multi-trip family travel insurance options. Their policies include coverage for emergency medical expenses, cancellation or delay, and lost or stolen baggage or belongings. Direct Line also offers a free travel app that provides access to travel advice, emergency services, and policy details.
In conclusion, choosing the best UK family travel insurance for 2021 requires careful consideration of your family’s specific travel needs. Allianz Assistance, Holiday Extras, and Direct Line are all excellent options that offer comprehensive coverage and reliable assistance when needed. Regardless of which policy you choose, make sure to read the fine print carefully and understand what is covered and what isn’t, to avoid any surprises during your family’s much-awaited vacation.
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