As we head into the new year, it’s important to evaluate your saving strategies and consider opening a high-interest savings account. With interest rates at historic lows, it can be challenging to find an account that offers a significant return on your savings. That’s why we’ve compiled a list of the top 5 high-interest savings accounts for 2021.
1. Barclays Online Savings Account – This account features a competitive annual percentage yield (APY) with no monthly fees or minimum balance requirements. It also offers easy online access to your funds and FDIC insurance up to $250,000.
2. Ally High Yield Savings Account – With a consistently high APY and no monthly maintenance fees, this account is an excellent choice for those looking to maximize their savings. Ally also offers 24/7 customer service and ATM reimbursement for any fees incurred at other banks’ ATMs.
3. Discover Online Savings Account – Discover offers a competitive APY and no monthly fees or minimum balance requirements. This account also provides access to more than 60,000 ATMs nationwide and FDIC insurance up to $250,000.
4. Capital One 360 Performance Savings Account – This account boasts a competitive APY, no monthly fees, and easy online access to your funds. Capital One also provides free transfers between its other accounts and FDIC insurance up to $250,000.
5. Marcus Online Savings Account – With a high APY and no monthly or transaction fees, this account is an excellent choice for those looking to grow their savings quickly. Marcus also offers easy online access to your funds and FDIC insurance up to $250,000.
In conclusion, opening a high-interest savings account can help you earn more money on your savings in 2021. With the options listed above, you can choose the account that best fits your needs and start earning a higher return on your investment today.
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