Top 5 Best Business Credit Cards for Small Business Owners
Introduction:
Every small business owner requires a reliable credit card to make expenses simpler and seamless. However, choosing the right credit card can be a daunting task, given the plethora of options available in the market. In this article, we have shortlisted the top 5 best business credit cards for small business owners, catering to their unique requirements.
1. Chase Ink Business Cash Credit Card
The Chase Ink Business Cash Credit Card is a top pick among small business owners due to its flexibility and rewards program. As a cardholder, you can earn up to 5% cashback on different categories, including office supplies, internet, cable, and phone services, and 2% cashback at gas stations and restaurants. Moreover, the card has no annual fee, making it an affordable choice for small businesses.
2. Capital One Spark Cash for Business
The Capital One Spark Cash for Business credit card is ideal for small business owners who require a high cashback rate on every purchase. The card offers an unlimited flat cashback of 2% on all purchases, making it an attractive pick for businesses that require a high volume of transactions or large purchases. Additionally, the card offers free employee cards, making it easier for small businesses to manage expenses.
3. American Express Blue Business Cash Card
The American Express Blue Business Cash Card is an excellent option for small business owners who prefer a simple rewards program. The card offers up to 2% cashback on all purchases, with no annual fee. Additionally, cardholders can receive an introductory 0% APR offer for the first 12 months, making it an ideal choice for businesses with significant expenses.
4. Southwest Rapid Rewards Performance Business Card
For small business owners who prefer travel rewards, the Southwest Rapid Rewards Performance Business Card provides ample opportunities to earn rewards on travel expenses. The card offers a sign-up bonus of 70,000 Rapid Rewards points, along with rewards on all Southwest Airline purchases. Moreover, cardholders can earn up to 3x points on eligible business purchases, making it an ideal choice for frequent travelers.
5. CitiBusiness AAdvantage Platinum Select World Mastercard
The CitiBusiness AAdvantage Platinum Select World Mastercard is an excellent option for small business owners who travel frequently across various airlines. The card offers a sign-up bonus of 70,000 American Airlines AAdvantage miles, along with rewards on all eligible American Airlines purchases. Additionally, cardholders can earn rewards on select business categories, making it an ideal choice for businesses with a diverse set of expenses.
Conclusion:
Choosing the right credit card for small business owners can be difficult, particularly given the vast selection available in the market. Our top picks include cards with flexible rewards programs and low fees, making them an ideal fit for small businesses. It’s important to consider your unique business needs and requirements when choosing the right credit card.
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