Top 5 Best Financial Planning Apps for 2021: A Comprehensive Guide
Are you looking for an easy and efficient way to manage your finances? Look no further than financial planning apps! These apps can help you track your spending, create a budget, and even invest your money. With so many options available, it can be difficult to choose the right one for your needs. To help you out, we’ve compiled a list of the top 5 best financial planning apps for 2021.
1. Mint
Mint is a highly popular app that allows you to track your spending, create a budget, and receive alerts when you are close to exceeding your budget. It also offers personalized financial advice based on your spending habits. Mint is free to use and can be synced with all of your financial accounts, making it incredibly easy to manage your money.
2. Personal Capital
Personal Capital is another popular app that offers a variety of financial management tools. In addition to budget tracking and alerts, it also offers investment planning and retirement planning tools. Personal Capital is free to use and also provides tailored financial advice based on your personal financial situation.
3. YNAB (You Need a Budget)
YNAB is a budgeting app that takes a unique approach to financial planning. It is based on the concept of zero-based budgeting, which means that every dollar you earn is assigned a specific job. YNAB also offers helpful features like goal tracking and debt management tools. YNAB is not free, but it does offer a 34-day free trial to allow users to test out its features.
4. Acorns
Acorns is an investment app that automatically invests your spare change. It rounds up your purchases to the nearest dollar and invests the difference. Acorns also offers a variety of investment portfolios based on your financial goals and risk tolerance. Acorns is not free, but its fees are relatively low and it can be a great way for novice investors to get started.
5. Robinhood
Robinhood is another investment app that has gained popularity in recent years. It allows users to trade stocks, options, and cryptocurrencies for free. Robinhood also offers a variety of educational resources for those new to investing. While Robinhood is generally considered user-friendly and easy to use, it may not be the best option for more experienced investors.
In conclusion, choosing the right financial planning app can be a significant step towards achieving your financial goals. By using the right app, you can take control of your finances and pave the way for a financially secure future. Consider trying out one of the five apps listed above to get started on your financial journey.
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