Top 5 Worst Health Insurance Companies in the US: Avoid These Providers at All Costs

Top 5 Worst Health Insurance Companies in the US: Avoid These Providers at All Costs

Do you know if your health insurance company is providing you the best service? There are various factors to consider when assessing the quality of your health insurance, including whether the provider covers the necessary tests, treatments, and medications.

But not all health insurance providers are created equal. Some companies have a notorious reputation for denying claims, offering poor customer service, and making it challenging to get the care you need. In this article, we’ll discuss the top 5 worst health insurance companies in the US and why you should avoid them.

UnitedHealth Group

UnitedHealth Group is one of the largest health insurance providers in the US, with over 70 million customers. Unfortunately, it has a history of denying coverage for necessary treatments and medications. In 2008, the company was sued for denying mental health treatment to policyholders, and in 2018, it denied coverage for a life-saving treatment for a child with a rare disorder.

UnitedHealth’s customer service is also notoriously poor. The company has been ranked as one of the worst in customer satisfaction by JD Power and Associates. If you’re looking for quality customer service, you should look elsewhere.

Aetna

Aetna is another large health insurance provider with over 23 million customers. The company has a reputation for denying claims, including those for necessary treatments like chemotherapy. In 2018, Aetna was fined $1.95 million for violating the Affordable Care Act’s nondiscrimination provisions by denying coverage for Hepatitis C treatments to policyholders.

Aetna has also had legal troubles related to its business practices. In 2018, the company was sued for allegedly discriminating against HIV-positive policyholders by denying coverage for necessary medications.

Cigna

Cigna is one of the biggest health insurance providers in the US, covering over 15 million customers. While the company offers a broad range of health insurance plans, it has a history of denying coverage for necessary medical treatments and medications. In 2018, the company was sued for denying coverage for a proton therapy treatment to a woman with cancer.

Cigna’s customer service is also lacking, with many customers reporting long wait times and difficulty getting in touch with representatives.

Humana

Humana is a large health insurance provider with over 14 million customers. The company has a history of denying claims, including those for medically necessary treatments. In 2018, Humana was sued for denying coverage for a colonoscopy to a policyholder, despite the procedure being recommended by the policyholder’s doctor.

Humana’s customer service is also lacking, with many customers reporting difficulty getting in touch with representatives and long wait times.

Anthem Blue Cross Blue Shield

Anthem Blue Cross Blue Shield is one of the largest health insurance providers in the US, with over 40 million customers. The company has a reputation for denying claims for necessary medical treatments and medications, including those for mental health.

Anthem has also had legal troubles related to its business practices. In 2017, the company was fined $16 million for violating customer privacy by revealing sensitive health information online.

In conclusion, if you’re looking for health insurance, it’s essential to do your research and find a provider with a good reputation for covering necessary treatments and medications. It’s also important to consider customer service, as you want to be able to get the care you need when you need it. These five companies have a history of denying claims and offering poor customer service, so it’s best to avoid them.

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