As you plan your trip to Europe, there are many arrangements to make and factors to consider. Besides booking flights and accommodation, one essential aspect to keep in mind is travel insurance. But not just any travel insurance; you need Schengen visa travel insurance.
What is Schengen visa travel insurance?
Schengen is a region comprising 26 European countries that have abolished border controls amongst themselves and adopted common visa policies. If you are not a citizen of any of these countries, you need a Schengen visa to enter. And to obtain a Schengen visa, one of the requirements is Schengen visa travel insurance.
Schengen visa travel insurance is a type of coverage that meets the minimum standards set by the European Union for visitors requiring a Schengen visa. It provides protection against unforeseen events that can occur during your trip, such as medical emergencies, trip cancellation, and repatriation.
Why do you need Schengen visa travel insurance?
Schengen visa travel insurance is not just a legal requirement but a wise investment. Here are some reasons why you should get it before embarking on your European adventure.
1. Medical emergencies
No one plans to get sick or injured while on vacation, but it can happen. And when it does, the cost of medical treatment can be exorbitant, especially in Europe. Schengen visa travel insurance covers medical expenses, hospitalization, and emergency medical evacuation if necessary.
2. Trip cancellation or interruption
What if you have to cancel your trip due to unforeseen circumstances, or if your trip gets cut short due to an emergency back home or unforeseen events? Schengen visa travel insurance reimburses you for non-refundable expenses such as airfare, hotel bookings, and tours.
3. Repatriation
In the unfortunate event of your death while overseas, Schengen visa travel insurance covers the cost of returning your remains back home.
4. Required for visa approval
As mentioned earlier, Schengen visa travel insurance is a mandatory requirement for visa approval. Failure to provide proof of adequate insurance can result in visa denial, and you certainly don’t want that.
5. Peace of mind
With Schengen visa travel insurance, you can relax and enjoy your trip with the peace of mind that comes with knowing you are protected against unforeseen circumstances.
Conclusion
In summary, Schengen visa travel insurance is a must-have for anyone planning to visit Europe from a country outside the Schengen zone. It provides protection against medical emergencies, trip cancellation or interruption, repatriation, and is a requirement for visa approval. Don’t leave home without it!
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